Your total is split into 4 or 6 equal monthly payments with no interest added. A 12-month option may also be available depending on your total - please ask your Service Advisor for details. The first payment is made directly to the finance company at the time of sign-up, not to Fergies, and the remaining payments are collected automatically each month.

Finance is subject to a soft online credit check. Please be aware that a soft credit check may have an impact on your credit rating. You can borrow up to £3,000 subject to the outcome of that check.

If the credit check is unsuccessful, the finance option will not be available and the full balance will be due upon collection of your vehicle. We will let you know the outcome as soon as we have it so you have plenty of time to make alternative arrangements if needed.

If your total exceeds your agreed finance limit, 50% of the outstanding balance will be required by Fergies before the repair is carried out. The remaining 50% will be due upon collection of your vehicle.

Our finance provider accepts all major Visa Debit and Mastercard cards issued by high street banks. Please note that cards from Metro Bank and online-only banks are not accepted.